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In 2005, Credit Acceptance disclosed that, traditionally, only 50% to 60% of sellers develop into qualified for Dealer Holdback (by closing one hundred loans).91 Furthermore, as Credit Acceptance has added a lot more sellers to its company, each and every dealer has turn out to be a lot less "effective" on common with lessen for every-dealer mortgage volumes, making it that a great deal a lot less likely that each and every dealer will near 100 financial loans, kind a pool, and obtain the elusive supplier holdback payments. 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